In most states, the driver found at fault for a car accident is financially responsible for the resulting vehicle damage and injuries. In practice, this usually means their insurance company will cover the costs of most accident-related claims 

Determining fault is a crucial step in any car accident case and is often based on whether a driver was negligent. Proving negligence requires showing that a legal duty of care was breached—meaning someone acted in a way that created an unreasonable risk—and that this breach directly caused the accident and resulting damages. For example, a driver who ran a red light and struck another car would likely be found negligent because they violated traffic laws designed to protect others.

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