If you suffered an injury at work or by another driver in a no-fault car accident, you may be required to have an independent medical examination and knowing what to expect can help. The results of these tests are used by the insurers involved to determine the scope of the claimants’ injuries and whether ongoing treatment is required. Our experienced Buffalo workplace injury attorneys at Campbell & Associates are standing by to help.
When an IME Is Required
If you suffered an injury on the job, you’re covered by workers’ compensation, and fault doesn’t play a role in the process. The insurance provider involved, however, is motivated to limit coverage. And requiring an IME allows them to have a medical professional that they choose and pay for to evaluate the claimant’s injuries to verify concerns like the following:
- Whether or not the claimant’s injuries are consistent with the accident in question
- The severity of the claimant’s injuries
- Whether ongoing medical treatment and care are required
- The claimant’s ability to return to work
Your IME
It’s important to note that the doctor who performs your IME will not be your treating physician, which can be a bit jarring in and of itself. The fact that the insurance company hires and pays the doctor who fills the role demonstrates that the examination’s primary focus is assessment from the insurer’s perspective.
Notification
If an IME is required in your case, you’ll receive notification that includes the time, date, and location of the exam as well as the name and specialty of the attending physician. The notice should also inform you how to reschedule if you can’t make the appointment. Simply failing to show up for it can result in a denial of benefits, so you should take the matter seriously.
The Appointment
During your IME appointment, you can expect the doctor to ask you questions about how the accident happened and about the injuries you suffered as a result. Providing a clear, succinct description of how the accident has affected your life is advisable.
The doctor will also perform a physical exam. This will include assessing your range of motion, overall strength and reflexes, any tender or painful areas of your body, and any visible signs of injury.
What You Shouldn’t Do
The doctor who examines you is looking for any sign that you are exaggerating your injuries or are otherwise being untruthful. Being brief and honest with your responses is the goal. Keep all the following in mind:
- Remain calm and cooperative throughout the process and don’t argue with the doctor.
- Answer the questions asked of you, but do not discuss your claim.
- Do not be evasive about preexisting conditions.
A savvy workplace injury lawyer will help you effectively prepare for your IME.
Our Experienced Buffalo Workplace Injury Lawyers Can Help
Our practiced Buffalo workplace injury attorneys at Campbell & Associates recognize that an independent medical exam can be stressful, and we’re committed to bolstering your confidence as you move through the process. Learn more about what we can do to help by contacting us online or giving our firm a call at 716-992-2222 today.
